Difficulties: Opportunity for introspection or opportunity for blame?

In the conversation between the Personality of Religion and Maharaja Pariksit where Dharma is asked to identify the cause of his suffering Dharma gives a very wonderful understanding:

1. Some philosophers claim it is one's own karma
2. Some say it is caused by Brahman- The Lord's Supreme Effulgence
3. Atheists say no cause exists beyond material nature

So based on these he advises the kin to reach his own conclusion.

How would I respond when asked this question?

1. Generally on reflecting on the cause of one's difficulty, one would answer with less philosophy and more accusation.
2. By identifying someone as a doer and viewing the person as an enemy, one comes to seek vengeance than practice introspection.
3. While one tends to justify thoughts of retaliation and the ensuing plan of action, one may not realize that those actions will implicate him/her in painful exchanges birth after birth
4. In addition by meditating on another's bad qualities , one will develop those bad qualities themselves. One's mentality is formed by the object of one's meditation
5. SB 7.1.28: A grassworm confined in a hole of a wall by a bee always thinks of the bee in fear and enmity and later becomes a bee simply because of such remembrance.

Therefore on hearing the bull's extraordinary and philosophical reply to his simple question, Maharaja Pariksit concluded that this bull must be religion personified.

The king thus pondered Dharma's words:

SB 1.17.22: The King said: O you, who are in the form of a bull! You know the truth of religion, and you are speaking according to the principle that the destination intended for the perpetrator of irreligious acts is also intended for one who identifies the perpetrator. You are no other than the personality of religion.

Post continued at 

Difficulties: What prevented the bull from seeing Krsna's grace as the cause of his suffering?